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Medigap Coverage for Peace of Mind

Original Medicare leaves gaps that can add up—like deductibles, copayments, and the 20% coinsurance on Part B services. Medicare Supplement Insurance (also called Medigap) is designed to cover those gaps, reducing or even eliminating your out-of-pocket costs for covered services.

With Medigap, you can see any doctor or hospital nationwide that accepts Medicare—no networks, no referrals. This flexibility makes Medigap a great fit for Panhandle residents who travel, split time between states, or simply want unrestricted provider choice.

Extensive Coverage

Most or all Medicare cost-sharing covered

Freedom of Choice

See any Medicare provider, nationwide

Predictable Costs

Set monthly premiums, no surprise bills

Peace of Mind

Financial security in case of illness or hospitalization

Is Medigap Right for You?

A strong option for those who want stability and provider freedom.

Medigap could be a great fit for:

  • Seniors who want little to no out-of-pocket bills for covered care

  • People with chronic conditions or frequent medical needs

  • Travelers who need nationwide Medicare coverage (no networks)

  • Amarillo-area residents who want peace of mind about hospital costs

  • Seniors who prefer Plan G or Plan N for comprehensive protection

  • People who want coverage that cannot be canceled as long as premiums are paid

  • Texans who want to easily compare standardized plans and pick by price

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From Advantage Plans to Supplemental coverage, our local team listens to your needs to find the right plan at no extra cost.

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Frequently Asked Questions

What does Medigap cover that Medicare doesn’t?

Medigap helps pay for deductibles, copayments, and the 20% coinsurance that Original Medicare leaves behind.

Can I keep my doctor with Medigap?

Yes. You can see any doctor or hospital nationwide that accepts Medicare—no referrals or networks.

What’s the difference between Plan G and Plan N?

Plan G covers nearly all gaps except the small Part B deductible. Plan N has a lower premium but small copays for office visits.

Do Medigap plans include prescriptions?

No. You’ll need to add a separate Part D prescription plan for drug coverage.

How much does Medigap cost in Texas?

Premiums vary, but for a 65-year-old in Texas, many plans range around $100–$150+ per month depending on the insurer and plan letter.

Can I be denied Medigap coverage?

If you apply during your 6-month Medigap Open Enrollment period (when you turn 65 and enroll in Part B), you’re guaranteed acceptance. After that, applications may be subject to medical underwriting.

Will my Medigap benefits change year to year?

No. Medigap benefits are standardized and guaranteed renewable. Your coverage stays the same as long as you pay your premium.

Disclaimer: We are not connected with or endorsed by the U.S. Government or the federal Medicare program (Centers for Medicare & Medicaid Services). This is a solicitation of insurance.

Plan availability, benefits, and premiums vary by state and ZIP code and may change without notice. Medicare Supplement Insurance is offered by private carriers. Life Solutions Agency proudly partners with Prominence Medicare to provide quality supplemental coverage for Amarillo and the Texas Panhandle.

Prominence Medicare is a Medicare Advantage plan with a Medicare contract. Enrollment in Prominence Medicare depends on contract renewal.

TPMO Disclosure: We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE (1-800-633-4227), TTY: 1-877-486-2048, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.

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Government Disclaimer: We are not connected with or endorsed by the U.S. Government or the federal Medicare program (Centers for Medicare & Medicaid Services). This is a solicitation of insurance.

Prominence Medicare is a Medicare Advantage plan with a Medicare contract. Enrollment in Prominence Medicare depends on contract renewal.

TPMO Disclosure: We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE (1-800-633-4227), TTY: 1-877-486-2048, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.

Prominence Medicare is a Medicare Advantage plan with a Medicare contract. Enrollment in Prominence Medicare depends on contract renewal.

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