Clarity, confidence, and coverage for your future.
Most or all Medicare cost-sharing covered
See any Medicare provider, nationwide
Set monthly premiums, no surprise bills
Financial security in case of illness or hospitalization

Seniors who want little to no out-of-pocket bills for covered care
People with chronic conditions or frequent medical needs
Travelers who need nationwide Medicare coverage (no networks)
Amarillo-area residents who want peace of mind about hospital costs
Seniors who prefer Plan G or Plan N for comprehensive protection
People who want coverage that cannot be canceled as long as premiums are paid
Texans who want to easily compare standardized plans and pick by price
Medigap helps pay for deductibles, copayments, and the 20% coinsurance that Original Medicare leaves behind.
Yes. You can see any doctor or hospital nationwide that accepts Medicare—no referrals or networks.
Plan G covers nearly all gaps except the small Part B deductible. Plan N has a lower premium but small copays for office visits.
No. You’ll need to add a separate Part D prescription plan for drug coverage.
Premiums vary, but for a 65-year-old in Texas, many plans range around $100–$150+ per month depending on the insurer and plan letter.
If you apply during your 6-month Medigap Open Enrollment period (when you turn 65 and enroll in Part B), you’re guaranteed acceptance. After that, applications may be subject to medical underwriting.
No. Medigap benefits are standardized and guaranteed renewable. Your coverage stays the same as long as you pay your premium.
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